How much house can I afford to buy?

This is probably one of the most common questions we get asked on a daily basis. The easiest answer is it will depend on 3 things, your monthly income, your monthly debt and your FICO score.

A good rule of thumb is take your total monthly income, minus your monthly debt (car payments, minimum credit card payments, student loan payments, etc.) and multiply that by 0.35 and this will give you the approximate monthly mortgage payment you could qualify for with credit permitting.

To get a better gauge you can use our affordability calculator by CLICKING HERE and receive a better estimate of what those number may look like.

If you have specific loan questions and you would like a list to some of the top professionals we use, CLICK HERE to gain access to the TOP lenders in the business.